Post Title
Post 7 - How To Get an XRP Wallet
how to get an xrpl wallet?
To get an
XRPL wallet, you need to download a wallet application, create an account, and activate it with a small amount of XRP. The process is straightforward and can be done in minutes.
1. Choose a wallet
You can select a mobile wallet for your phone or a desktop wallet for your computer. Some of the most common options include:
- Xaman (formerly Xumm): A non-custodial mobile wallet that allows you to manage your XRPL accounts and interact with third-party tools.
- Trust Wallet: A popular multi-coin wallet that supports XRPL and is available for both iOS and Android.
- Crossmark: A browser-based non-custodial wallet for interacting with the XRPL.
- Hardware Wallets: For the highest level of security, you can use a hardware wallet like Ledger or D'CENT to store your XRP offline.
2. Download and install the wallet
- For mobile wallets: Download your chosen wallet from the official App Store (iOS) or Google Play Store (Android).
- For desktop wallets: Download the application or browser extension from the official website of the wallet provider.
3. Create and secure your wallet
- Create a new wallet: Launch the app and choose the option to "Create a New Wallet".
- Back up your recovery phrase: The wallet will generate a 12- or 24-word recovery phrase (also known as a seed phrase). This is the master key to your funds. Write it down and store it in a safe, offline location. Do not store it on your computer or phone where it could be hacked.
- Confirm your phrase: The app will ask you to confirm the recovery phrase to ensure you have written it down correctly.
- Set a password/PIN: Create a strong password or use biometrics (like a fingerprint or Face ID) to protect access to your wallet on your device.
4. Activate your XRPL account
- To prevent spam, the XRP network requires a small, one-time XRP deposit to activate a new account. As of late 2024, the required fee is 1 XRP.
- Deposit XRP: Send the required amount of XRP from an exchange or another wallet to your new XRPL wallet address. Once the transaction is confirmed, your wallet will be fully active and ready to use.
AI responses may include mistakes. For financial advice, consult a professional. Learn more
17 sites
- How to Create and Activate Your XRP Wallet | Trust
- Dec 10, 2024 — Setting Up Trust Wallet * Download Trust Wallet: Visit the App Store (iOS) or Google Play Store (Android) and search f...
- trustwallet.com
- Xaman Wallet (formerly Xumm) - Apps on Google Play
- Oct 8, 2025 — About this app. arrow_forward. Non custodial. Xaman removes the barrier between a user and their assets. Unlock the app...
- Google Play
- Accounts on the XRP Ledger - XRPL Learning Portal
- Creating an account. A small XRP deposit (currently 10 XRP) is required to open an account on the XRPL. This is called the 'accoun...
- XRPL Learning Portal
Show all
What are some other ways to get an XRPL wallet besides setting one up yourself?
Beyond a self-created non-custodial wallet, you can also obtain an
XRPL wallet through a crypto exchange or use an offline "paper" wallet. However, both of these options come with different security trade-offs.
Exchange (custodial) wallet
This is often the simplest option for beginners, but it means you don't control your private keys.
- How it works: When you buy XRP on a centralized exchange like Coinbase or Kraken, a wallet is automatically created for you. The exchange controls the private keys for your funds, and your balance is recorded on their internal system, not directly on the XRP Ledger.
- Pros:
- Simplicity: It is very convenient for buying, selling, and trading XRP in one place, with no extra setup required.
- Account recovery: If you forget your password, the exchange can typically help you regain access to your funds.
- Cons:
- Not your keys, not your coins: You are trusting a third party to hold your crypto. If the exchange is hacked or goes out of business, your assets could be at risk.
- Less control: You don't have direct access to the XRP Ledger and its advanced features.
Custodial vs. Non-custodial wallets - GateHub
Jun 8, 2021 — Custodial wallets and exchanges. A custodial wallet or exchange is one that holds user funds in pools of funds on the n...
GateHub
XRP wallets: How to create and set up an XRP wallet - MoonPay
Aug 5, 2025 — Exchange wallets are wallets provided by centralized cryptocurrency exchanges, like Binance or Coinbase, that allow use...
MoonPay
Paper (cold storage) wallet
This is an offline method that offers high security but is not practical for frequent use.
- How it works: You print or write your XRP address and private keys on a physical document, along with QR codes. To transact, you must import the private key into a software wallet. Once used, the paper wallet is considered compromised and should not be used again.
- Pros:
- High security: As it is a form of "cold storage" (disconnected from the internet), it is immune to online threats like hacking and malware.
- Cons:
- Physical risks: The paper is susceptible to damage from fire, water, or just fading over time. Losing the paper means permanently losing access to your funds.
- Inconvenient: It is not practical for regular transactions and carries a risk of human error during the manual process of creation and transfer.
AI responses may include mistakes. For financial advice, consult a professional. Learn more
11 sites
- Paper Wallet Crypto: How Do They Work? - Gemini
- Apr 20, 2025 — What Is a Paper Wallet? Full Guide * Initially, paper wallets were recommended. They started to become popular in late...
- Gemini Trust
- What Is a Paper Wallet? Definition and Role in Cryptocurrency
- Sep 26, 2025 — What Is a Paper Wallet? A paper wallet is a piece of paper with your private and public keys printed out. Some paper w...
- Investopedia
- Choosing Your Crypto Wallet: Paper versus Hardware - SecuX
- Apr 28, 2024 — Exploring Paper Wallets. What is a Paper Wallet? From high-tech vaults, we now move on to the simplicity of paper. Pap...
- SecuX
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Tell me more about hardware wallets for XRP
Hardware wallets are physical devices that store your XRP's private keys offline, a form of "cold storage" considered the most secure option for holding cryptocurrency
. They are ideal for investors with significant holdings or those who plan to hold XRP long-term.
How hardware wallets work
Instead of being connected to the internet, hardware wallets protect your assets by storing the keys in a highly secure chip that signs transactions internally.
- When you want to send XRP, you must physically connect the device to a computer or phone and authorize the transaction on the hardware wallet itself, often by entering a PIN.
- This process ensures your private keys are never exposed to an internet-connected device that could be infected with malware or targeted by hackers.
Key features
- Offline storage: Private keys are kept offline, making them immune to online threats like hacking and phishing.
- Physical confirmation: Each outgoing transaction requires a physical review and confirmation on the device itself, eliminating the risk of invisible tampering.
- Recovery phrase: During setup, the device generates a unique 12- to 24-word recovery phrase that allows you to restore your funds on a new device if your wallet is lost or damaged.
- Self-custody: You have complete control over your assets without needing to trust a third party, like an exchange, to secure your funds.
Top hardware wallets for XRP
Several brands offer hardware wallets that support XRP, including:
- Ledger Nano Series (S Plus & X): One of the most popular and trusted brands in crypto security, with native support for XRP and a wide range of other cryptocurrencies.
- Trezor (Model T & Safe 3): Another highly regarded option known for its open-source firmware and strong security. It supports XRP via third-party interfaces.
- D'CENT Biometric Wallet
: Supports XRP and includes advanced features like a biometric scanner for authentication.
Security best practices
To maximize security when using a hardware wallet for XRP:
- Purchase from an official source: Always buy directly from the manufacturer's official website or an authorized reseller to avoid tampered devices.
- Keep your recovery phrase secure: Write down your recovery phrase and store it in a secure, offline location, like a fireproof safe. Never store it digitally or share it with anyone.
- Backup your phrase: Some users go further by stamping their recovery phrase onto a metal plate for extra protection against damage.
AI responses may include mistakes. For financial advice, consult a professional. Learn more
Compare Ledger and Trezor for XRP storage
What other cryptocurrencies are popular for use with hardware wallets?
How do I set up a Ledger Nano S Plus?
14 sites
- What is a Crypto Hardware Wallet? - Kraken
- Sep 10, 2025 — How does a hardware wallet work? Most crypto wallets fall under the category of hot wallets. These include mobile wall...
- Kraken
- Why Use a Hardware Wallet Instead of an Exchange for ...
- Sep 8, 2025 — Ledger . With the increasing popularity of bitcoin, ethereum, and other cryptocurrencies, more individuals are looking ...
- Infosecurity Magazine
- Best Cold Wallet for Storing Ripple (XRP) Securely - Safeheron
- Jun 4, 2025 — Common Types of Ripple Cold Wallets * Ledger Hardware Wallets: Ledger is a well-known brand that offers hardware wallet...
- Safeheron
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